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Flood Insurance

When the Waters Rise, Make Sure You’re Covered

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Your home is more than just four walls—it’s where life happens. Whether it’s your first house, a vacation home, or a rental property, having the right insurance means you’re protected when the unexpected happens.


Most homeowners insurance policies don’t cover flooding, leaving many properties vulnerable to expensive damage. Whether you live in a high-risk flood zone or just want peace of mind, flood insurance ensures your home and belongings are protected when rising waters threaten.

At Cornerstone Insurance Agency, we help homeowners, landlords, and business owners find affordable flood insurance policies that fit their needs. With access to both National Flood Insurance Program (NFIP) policies and private flood insurance, we make sure you’re covered—without overpaying.


Don’t wait for the next storm. Get flood insurance today.

What Does Flood Insurance Cover?

COVERAGE

A flood can destroy everything in its path, but the right coverage ensures you can rebuild.

A kitchen and dining room are flooded with water.

01

Building Coverage

Protects your home’s foundation, walls, electrical, plumbing, HVAC, and appliances from flood damage.


02

Personal Property Protection

Covers furniture, electronics, clothing, and valuables inside your home that are damaged by flooding.


03

Rental Property Flood Coverage

Landlords can protect their investment properties from flood-related losses, including building repairs and lost rental income.


04

High-Risk vs. Low-Risk Area Coverage

Even if you’re not in a designated high-risk flood zone, your property may still be vulnerable. We help you determine your risk level and find the right policy at the best price.

Flood Insurance FAQs

  • Is flood insurance required for my home?

    If you live in a FEMA-designated high-risk flood zone and have a mortgage, your lender will likely require flood insurance. Even if it’s not required, one in four flood claims come from low-risk areas—so coverage is always a smart investment.

  • How much does flood insurance cost?

    Pricing depends on factors like your location, elevation, and risk level. We compare NFIP and private flood insurance to find the most affordable option for you.

  • Does my homeowners insurance cover flooding?

    No. Standard homeowners insurance does not cover flood damage. You need a separate policy for full protection.

  • Can landlords get flood insurance for rental properties?

    Yes! Landlords can insure their rental properties for structural damage and lost rental income due to flooding.

Still have questions? Call (979) 553-4343, and we’ll help you find the right coverage.

Stay Protected from the Unexpected

Flooding can happen anywhere. Make sure you have the right coverage before disaster strikes.



Talk to an expert today and get a flood insurance quote.

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