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Real Estate Investor & Habitational Insurance

Protect Your Rental Properties & Investment Income

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Owning rental properties comes with unique risks—from tenant damages to lawsuits and unexpected property losses. Without the right insurance, one major incident could result in huge financial losses.



At Cornerstone Insurance Agency, we provide custom coverage for landlords, real estate investors, and multi-family property owners. Whether you have a single rental unit or a portfolio of properties, we ensure you’re fully protected.


Let’s secure your investments. Get a quote today. 

What Does Real Estate Investor & Habitational Insurance Cover?

COVERAGE

A large building with a lot of windows and balconies

01

Property Damage Protection

Covers damage to rental homes, apartment buildings, and multi-unit complexes due to fire, storms, vandalism, and theft.

02

Loss of Rental Income

Reimburses lost rent if a covered event makes your property uninhabitable while repairs are made.

03

Liability Protection

Protects against lawsuits from tenants or visitors who are injured on your rental property.

04

Short-Term Rental & Airbnb Coverage

Provides specialized protection for vacation rentals and Airbnb properties.

FAQs

  • Do I need landlord insurance for a single-family rental?

    Yes! Standard homeowners insurance won’t cover rental properties. A landlord policy protects against property and liability risks.

  • Does landlord insurance cover tenant damage?

    It depends on your policy. Some cover accidental tenant damage, but intentional destruction may require separate coverage.

  • Can I insure a vacant rental property?

    Yes! Vacant property insurance protects against vandalism, theft, and weather damage while the property is unoccupied.

  • Does this insurance cover eviction costs?

    While not all policies cover evictions, some offer loss of rental income protection if a tenant skips out on rent.

Still have questions? Call (979) 553-4343, and we’ll find the best coverage for your properties.

Protect Your Rental Properties & Investment Income

Your rental properties are valuable assets. Make sure they’re covered against damages, liability claims, and loss of income.


Get the right insurance to protect your investments today.

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