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Life Insurance & Estate Planning

Protect the People You Love—Now and in the Future

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Life is unpredictable, but planning ahead ensures your loved ones are taken care of no matter what happens. Life insurance and estate planning give you peace of mind, knowing your family, assets, and financial future are protected.


At Cornerstone Insurance Agency, we provide custom life insurance and estate planning solutions that fit your needs. Whether you’re looking for a term life policy, permanent life insurance, or estate protection strategies, we’re here to guide you every step of the way.


Secure your family’s future today. 

What Does Life Insurance Cover?

COVERAGE

An elderly couple is sitting on the grass in a park.

01

Term Life Insurance

Affordable coverage for a set number of years, providing financial security for your loved ones.

02

Whole & Universal Life Insurance

Permanent life insurance options that build cash value over time while protecting your family.

03

Buy-Sell Agreements & Key Person Insurance

Protects business partners and owners, ensuring financial stability if a key individual passes away.

04

Estate Planning & Wealth Transfer

Strategies to minimize taxes, protect assets, and ensure a smooth inheritance for your heirs.

Life Insurance & Estate Planning FAQs

  • How much life insurance do I need?

    A good rule of thumb is to have a policy that covers 10-15 times your annual income, ensuring your family is financially secure.

  • What’s the difference between term and whole life insurance?

    Term life insurance is temporary and lower-cost, while whole life lasts a lifetime and builds cash value.

  • Does life insurance cover funeral expenses?

    Yes! Life insurance can help cover funeral costs, outstanding debts, and other final expenses.

  • Can life insurance help with estate planning?

    Absolutely. Life insurance provides tax-free inheritance, business succession planning, and wealth transfer strategies.

Still have questions? Call (979) 553-4343, and we’ll help you plan for the future.

Plan for the Future with Confidence

A strong life insurance and estate plan ensures your loved ones are taken care of no matter what happens.


Talk to an expert today and get a life insurance quote.

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